Creating and handling NPCs
Any user is free to create and manage NPCs as they deem best, so long as it fits the scene they are in and its participants consent to it. Whether they can do so in events is up to GM discretion.
Churning, fighting, and beating NPCs does not award points, unless they are given a full stat block using the same points as any other character.
The stat block must make sense for the NPC in question and must be competitive for the scene they are in. If your NPC is a soldier, they should have high Strength, Dexterity, and/or Constitution, as well as a fitting perk and weapon. Don't give them high Charisma and a nonsensical perk. That will be invalid.